No Interest Loan Scheme NILS

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Check the register for money that belongs to you. If no interest loans is suitable for you, you will be provided with information on the document requirements and details of how to apply. Once your loan is submitted to the loan provider, we usually get an assessment decision in hours. If you have all requested supporting documents ready to send with your application, this will speed up the process. Depending on how quickly you can provide the requested information, it can take a few days to finalise and submit your loan application. This means we don’t do credit checks and we don’t have immediate access to financial information about you.

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No Interest Loan Scheme (NILS)

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When applying for a No Interest Loan of up to $2000, there are NO credit checks. We’ll look at your income and expenses, the total loan amount, and your repayment timeframe (up to 24 months), and work with you to determine if you have the capacity to repay the loan. When applying for a No Interest Loan of up to $2,000, there are NO credit checks. This doesn’t count against you for a no interest loan.